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            The Major First-Time Homebuyer Financial Assistance Programs

                    ACORN

                    Chula Vista

                            San Diego AMI Chart

                     City Heights Home In The Heights Program

                            City Heights Redevelopment District

                    City Heights PITCH Program

                    Vista Program

                    CalSTRS

                    CalHFA Extra Credit Teacher Program

                            Teacher Credential List

                    Escondido HOME Program

                    Santee Program

                    Escondido HELP Program

                    El Cajon California Dream Program

                    El Cajon American Dream Program

                    Downtown San Diego Program

                    Entire City of San Diego Program

                    San Diego County Program

                    CalHFA CHDAP Program           

                    CalHFA HiCAP Program

                    CalHFA HIRAP Program

                            Redevelopment Census Tracts                  

                    Mortgage Credit Certificate - MCC

                    CalHFA 1st Mortgages

                    VA Loans

            Community Housing Works CASH Program

            Safe Conventional Loans

            Unsafe Conventional Loans

            Quick Qualifying Chart

                    $0 Down Payment with CalHFA Financing

                    $10,000 Down Payment with CalHFA Financing

                    $20,000 Down Payment with CalHFA Financing

                    $30,000 Down Payment with CalHFA Financing

                    $40,000 Down Payment with CalHFA Financing

                    $50,000 Down Payment with CalHFA Financing

                    $60,000 Down Payment with CalHFA Financing

                    $70,000 Down Payment with CalHFA Financing

                    $80,000 Down Payment with CalHFA Financing

                    $90.000 Down Payment with CalHFA Financing

                    $100,000 Down Payment with CalHFA Financing

            Tax Advantages of Home Ownership

                    Renter 1040

                    Renter 540

                    Homeowner 1040

                    Homeowner Schedule A

                    Homeowner 540

                    IRS Publication 530

                    CTEC License

            Apply Online

            Ask Me Anything

            Free Reports

                    6 Ways You Know You Are Ready To Buy

                    50 Fun Things To Do In San Diego

                    7 Reasons To Own Your Own Home

                    Financial Security Is The Biggest Reason To Own Your Own Home

                    Top 10 Reasons To Buy

                    It's a Great Time To Buy

            My Promise To You

            HUD-Approved Classes

            Map of San Diego County

            Credit Issues

                    A Summary of Credit

                    Do's and Don'ts During Homebuying Process

                    What-If Credit Simulator

                            What-If Credit Simulator - Paying Off 3 Credit Cards

                            What-If Credit Simulator - Allocating $5,500 Toward All Debts

                    Rapid Rescore

                    8 Ways To Improve Your Credit Score

                    Disputing Items On Credit Report

            Common Misconceptions That First-Time Buyers Often Have

                    Top 10 Reasons To Buy Your First Home

                    Zig Ziglar Sales Poem - The Bride White of Hair

                    8 Ways of Getting Your Finances In Order

            Recommended Books

            Home Buying Process

                    People In The Home Buying Process

                    Points of Negotiation In The Home Buying Process

                    Guarantee of Closing Costs

                    What Your Home Inspector Should Cover

                    Home Preferences Checklist   

                    Tips For Finding The Perfect Neighborhood

                Meet Your Team

                Contact Information

                Realtor Articles

                    Beware the Option ARM Criminals

                    Getting The Most From The First Time Home Buyer Finance Specialist

                    Stacking First Time Home buyer Financial Assistance Programs Together

                    The Misadventures of Using LendingTree.com

                First Time Home Buyer Articles

                    APR Is A Poor Way To Compare Closing Costs

                    Disposing of Real Property

                    The Home Mortgage Interest Deduction

                    Ten Things To Do To Get Ready For a New Home Purchase

                    Documentation That The First Time Home Buyer Will Need

                    How To Protect Yourself During The Mortgage Process

                    Make Sure That You Can Handle The Worst-Case Scenario

                    Incentives That Condo Converters Force Upon Buyers

                    The Loan Officer's Most Important Question

                    The Two Things That Prevent 75 Percent of First Time Home Buyer Purchases

                    The Short Sale

                    The Automatic Millionaire Homeowner In Higher Priced Neighborhoods

                    Timing Your Offers and Backup Offers

                    The Median Home Price Doesn't Matter At All

                    Three Commonly Used Creative Financing Techniques For First Time Buyers


                    How To Find Out How Much Your Loan Officer Is Really Getting Paid

                    How To Get a Safe Loan With The Best Rate

                   
How To Be An Automatic Millionaire In Higher Priced Neighborhoods

Neighborhoods

                Central San Diego

                    Allied Gardens      

                    City Heights

                    Clairemont      

                    College_Area      

                    Coronado      

                    Downtown      

                    Encannto      

                    Golden Hill     

                    Hillcrest

                    Kensington      

                    La Jolla      

                    Linda Vista      

                    Logan Heights      

                    Mira Mesa      

                    Pacific Beach                                 

                    Mission Valley   

                    Morena              

                    North Park      

                    Ocean Beach      

                    Paradise Hills      

                    Point Loma      

                    San Carlos      

                    Scripps Ranch      

                    Serra Mesa      

                    Sorrento Valley      

                    Tierrasanta 

                    University City

                East County      

                    Alpine

                    Campo

                    El Cajon

                    Jacumba

                    Jamul

                    La Mesa

                    Lakeside

                    Lemon Grove

                    Pine Valley

                    Rancho San Diego

                    Santee

                    Spring Valley

                North County Inland

                    Bonsall

                    Borrego Springs

                    Escondido

                    Fallbrook

                    Julian

                    Penasquitos

                    Poway

                    Ramona

                    Rancho Bernardo

                    Rancho Santa Fe

                    San Marcos

                    Valley Center

                    Vista

                North County Coast

                    Cardiff

                    Carlsbad

                    Carmel Valley

                    Del Mar

                    Encinitas

                    Oceanside

                    Solana Beach

                South County

                    Bonita

                    Chula Vista

                    Imperial Beach

                    National City   

                    Nestor

                    San Ysidro

Life After Foreclosure Is Rough

REO,Fixer_Short Sales Searches

Lowest Priced Properties In San Diego County

Neighborhood Searches

How To Get a Safe Loan With The Best Rate

How To Be An Automatic Millionaire In Higher Priced Neighborhoods

Paesano First Time Home Buyer Financing Seminar Page

Paesano Seminar Signup Page

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Amazon Books For First Time Home Buyers

Amazon Books For Real Estate Investors

Amazon Books For Internet Entrepreneurs

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