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La Mesa

  • Silent 2nd mortgage for up to $120,000.
  • Can be applied toward down payment or closing costs
  • Maximum purchase price is $422,750 for a house or condo. The program can be used to purchase condos and townhouses throughout the entire La Mesa. The program can be used to purchase houses only in southern La Mesa.
  • Income limited to 80% of Area Median Income (AMI). The income is calculated by adding the incomes of all wage earners in the household, regardless of whether they will be on the loan or not.
  • Borrower required to provide 3% of purchase price and cover closing costs from own funds
  • City property inspection of the property is required.
  • The 1st mortgage must be a 30 year fixed.
  • Buyer must take a HUD-Approved Course at Community Housing Works.






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Brought To You By
Mark Harmon, Realtor

CalHFA Preferred Loan Officer
USA Realty and Loans

Brokerage Main Office
3994 Carson St.
San Diego, CA 92117