Call Toll Free: 1-866-Swift-Source
Alternate Tel: (858) 405-5620

Welcome to First-Time Homebuyer Heaven


Your Best Provider of Real Estate and Financing Services For The Purchase Of Your First Home

Ask Me A Question
 Apply Online
 

 Home
 Assistance Programs
 Quick Qualifying Chart
Calculate Tax Benefits
 My Promise To You
 My Closing Cost Guarantee
 Safe Loan Types
 Unsafe Loan Types
Home Buying Processs Homebuyer Misconceptions
 Credit and Credit Issues
 Closing Costs Explanation
Tax Advantages of Owning
Useful Free Reports
Meet Your Team
 Map of San Diego County
Contact Information

 


 

 

 


 

 


Free Reports

 

Free Financial Reports For First-Time Buyers

  How First Time Buyers Can Protect Themselves During The Mortgage Process   
(You Need This Publication)
 
Should I Ask The Seller For Credit?
 
Should The Seller Fix a Defect, Credit The Buyer, Or Lower The Price?      
(Buyers Always Ask This)
 
How Can I Reduce My Closing Costs?    
(This May Be Even More Important Than a Lower Purchase Price)
 
What Are Junk Fees From Lenders?      
(You Need To Be Able To Identify Junk Fees From Lenders Right Away)
 
Is It Really Possible To Buy With Nothing Down?    
(Yes and No)
 
Points Or No Points?     
(Find Out How To Determine Whether It Is Worth It To Buy a Rate Down)
 
  What Are The Expected Closing Costs?   
(Find Out What Costs Will Always Be Part of Your Purchase)
 
  Credit Do's and Don't During The Mortgage Process    
(If You Don't Follow These, You Could Lose Your Transaction)
 
  How To Find Out What The Loan Officer Is REALLY Getting Paid
(Knowing This Will Ensure That You Do Not Overpay For Your Loan)


Free Real Estate Transaction Reports for First Time Buyers

How To Decide Which Home To Buy?
Five Ways To Avoid Buying a Bad Condo
How Will I Know What To Offer?
How Can I Improve My Real Estate Offer?
Pre-Offer Considerations For Home Buyers
Pros and Cons of Contingent Offers
Questions Every Buyer Should Ask
Should Buyers and Sellers Ever Meet?
What Happens After The Offer Is Accepted
What Home Inspections Do Not Cover
What Is An As-Is Sale?
What Liability Does the Condo Converter Have For Defects?


Contact Information

* Your information is absolutely secure and will never be provided to a third party, ever.
 
First Name
Last Name
Street Address
City
State
Zip Code
E-mail
Telephone

 

Click here to view highly informative Webcasts From HUD regarding buying your first home

 

 

 

 

Site Map   
First Time Buyer In San Diego Home Page For Financial Assistance Programs

 

First Time Buyer Books

Realty Investor Books

Find An Affordable Home!
 

 Apply Online


Ask Me A Question
 

Here Is An Invitation to My Next Learning Annex Class On First-Time Homebuyer Financial Assistance


Check Out The Latest News In First-Time Homebuyer Financing

 

Brought To You By
Mark Harmon, Realtor

CalHFA Preferred Loan Officer
USA Realty and Loans

Brokerage Main Office
3994 Carson St.
San Diego, CA 92117