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Escondido HELP Program

  • Silent 2nd mortgage for $25,000
  • Can be applied toward down payment or closing costs
  • Maximum purchase price is $498,750 for a house and $298,300 for a condo.
  • Income limited to 80% of Area Median Income (AMI). The income is calculated by adding the incomes of all wage earners in the household, regardless of whether they will be on the loan or not.
  • No equity sharing with the city upon resale
  • No borrower asset reserve or minimum down payment requirements.
  • No city property inspection of the property is performed, as is the case with some of the other local programs.
  • The property must be vacant at the time that the purchase contract is completed.
  • Buyer must take a HUD-Approved Course

I am approved with the City of  Escondido as a loan officer qualified to provide all Escondido program loans.





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Brought To You By
Mark Harmon, Realtor

CalHFA Preferred Loan Officer
USA Realty and Loans

Brokerage Main Office
3994 Carson St.
San Diego, CA 92117