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Entire City of San Diego Program

  • 25% of purchase price as Silent 2nd mortgage
  • Purchase price limits: ($454,100 House) ($375,250 Condo)
  • Buyer needs to provide down payment of 3% from own funds
  • Income limited to 80% of the Area Median Income (AMI) for a given household size. This income includes all the income from all income earners in household, regardless of whether on loan or not.
  • There is shared appreciation with the city upon resale
  • Buyer must take a HUD-Approved Course




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Brought To You By
Mark Harmon, Realtor

CalHFA Preferred Loan Officer
USA Realty and Loans

Brokerage Main Office
3994 Carson St.
San Diego, CA 92117