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City Heights H.I.T.H
(Home In The Heights) Program

  • Silent 2nd mortgage of up to $30,000 with an interest rate of 6%
  • Household income is limited 100% of the Area Median Income (AMI).
  • Eligible properties are within the City Heights Redevelopment Area. Not all of City Heights is within this zone.
  • This program is accessed through Community Housing Works
  • The borrowers are required to attend a HUD-approved class
  • Can continue this loan in a subordinate position even if 1st mortgage is refinanced
  • Borrowers must been originally renting in City Heights or be a city or school employee who provides services within City Heights.
  • Principal and interest are forgiven after 20 years in residence
  • Program is access through Community Housing Works
  • Requires that borrowers complete a HUD-Approve Course

I am am certified as a counselor for Community Housing Works and can provide this program for you.



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Brought To You By
Mark Harmon, Realtor

CalHFA Preferred Loan Officer
USA Realty and Loans

Brokerage Main Office
3994 Carson St.
San Diego, CA 92117