Call Toll Free: 1-866-Swift-Source
Alternate Tel: (858) 405-5620

Welcome to First-Time Homebuyer Heaven

Your Best Provider of Real Estate and Financing Services For The Purchase Of Your First Home

Ask Me A Question
 Apply Online

 Assistance Programs
 Quick Qualifying Chart
Calculate Tax Benefits
 My Promise To You
 My Closing Cost Guarantee
 Safe Loan Types
 Unsafe Loan Types
Home Buying Processs Homebuyer Misconceptions
 Credit and Credit Issues
 Closing Costs Explanation
Tax Advantages of Owning
Useful Free Reports
Meet Your Team
 Map of San Diego County
Contact Information







Apply Online

How many people do you expect to be on the loan?

How many people will be living in the home?

What are the before-tax incomes of each person who will be on the loan?

What are the total minimum debt payments for each person will be on the loan? These payments include car loans, credit card payments, student loan payments, and installment loans. Rent and utility payments are not included here.

If there might be any credit issues of anyone who expects to be on the loan, please describe them.

Is there any money available for down payment? If so, how much?

What is the most likely time frame for the purchase of your home?

Contact Information

* Your information is absolutely secure and will never be provided to a third party, ever.
First Name
Last Name
Street Address
Zip Code



First Time Buyer Books

Realty Investor Books

Find An Affordable Home!

 Apply Online

Ask Me A Question

Here Is An Invitation to My Next Learning Annex Class On First-Time Homebuyer Financial Assistance

Check Out The Latest News In First-Time Homebuyer Financing


Brought To You By
Mark Harmon, Realtor

CalHFA Preferred Loan Officer
USA Realty and Loans

Brokerage Main Office
3994 Carson St.
San Diego, CA 92117